Tennessee is hiding some incredible opportunities for homebuyers and investors alike.
The state’s 25 most affordable towns in 2025 boast average home values of just over $107,000, reflecting a remarkable 84% increase since 2010. Investors should pay attention, as these communities are not just affordable; they showcase significant growth potential.
Exploring the Affordable Landscape
Analyzing data from the Zillow Home Value Index reveals that counties such as Lauderdale, Obion, and Gibson are emerging as hubs of affordability. Each of these counties features prominent towns like Jacks Creek ($128,762) and Sharon ($127,208), highlighting their growth trends. This combination of budget-friendly pricing and rising values makes these regions compelling for prospective property owners.
Investing in these markets promotes not only lower property costs but also the chance to watch your investment appreciate over time. The five-year growth rate from 2020 to 2025 averages about 42% across these towns, with notable spikes in some areas, such as Jellico, which has seen a staggering 172.53% increase in home values since 2010. This growth trajectory suggests a promising trend for potential investors.
Top Affordable Towns in Tennessee
Let’s take a look at some of the most affordable towns worth considering:
1. Jacks Creek
- 2025 Home Value: $128,762
- Located in Chester County, Jacks Creek is part of the Jackson metropolitan area, balancing rural charm with convenient access to urban amenities.
2. Sharon
- 2025 Home Value: $127,208
- With close ties to the educational opportunities at the University of Tennessee at Martin, Sharon has almost doubled in value since 2010.
3. Halls
- 2025 Home Value: $126,825
- This Lauderdale County gem has showcased consistent growth and remains an attractive option for affordable homeownership.
4. Rutherford
- 2025 Home Value: $123,533
- In Gibson County, Rutherford's home values have similarly appreciated almost 90% since 2010.
5. Hollow Rock
- 2025 Home Value: $121,709
- Known for its stable growth, Hollow Rock is set in Carroll County, offering a small-town atmosphere coupled with steady appreciation.
6. Ripley
- 2025 Home Value: $119,363
- As the county seat, Ripley provides additional governmental services, complementing its strong market growth.
7. Kenton
- 2025 Home Value: $118,672
- Situated at the junction of Gibson and Obion counties, Kenton's housing market shows a promising trajectory.
8. Jellico
- 2025 Home Value: $116,809
- Undoubtedly one of the most intriguing stories, Jellico boasts remarkable growth, making it an appealing investment choice.
9. Graysville
- 2025 Home Value: $116,456
- This town provides the dual benefit of proximity to Chattanooga while maintaining affordable home prices.
10. Obion
- 2025 Home Value: $116,408
- A small community with steady growth, Obion presents a lucrative opportunity for homebuyers.
Rounding Out the List
Other notable mentions on the list of Tennessee’s most affordable towns include:
- Trenton: $111,730
- Duff: $110,275
- Trimble: $110,196
- Gates: $109,866
- Saltillo: $109,319
- Trezevant: $108,786
- Samburg: $108,238
- Briceville: $107,911
- Maury City: $106,181
- Enville: $104,682
- Tiptonville: $92,811
- Ridgely: $92,228
- Henning: $88,806
- Clairfield: $56,266
- Nunnelly: $46,052
Each of these towns exhibits unique characteristics and growth potential, making them deserving of consideration for any homebuyer or investor.
Why Invest in Tennessee's Affordable Towns?
These attractive communities promise accessibility to metropolitan conveniences without the steep price tag typically found in urban centers. The blend of affordability and remarkable growth potential captures the attention of both seasoned investors and first-time homebuyers searching for value in their real estate journey.
As the average home values in these towns rise, the opportunity to invest in a burgeoning market is hard to ignore. For those eyeing Tennessee’s rural landscapes, these towns may very well become the hidden gems of tomorrow. Whether seeking a home or an investment, the time to explore Tennessee's most affordable towns in 2025 is now.